For AI agents and developers

Techy Broker MCP server

Techy Broker speaks the Model Context Protocol, the open standard AI agents use to call tools. Connect ChatGPT, Claude, Claude Code, Cursor or an agent you build, sign in once, and it can work for a real estate agent: their clients and properties, 26 calculators with branded PDF reports, property research and form drafts. 45 tools in all.

Just want to use it in ChatGPT or Claude? Follow Use Techy Broker in ChatGPT and Claude.

At a glance

Server URL	https://techybroker.com/api/mcp
Transport	Streamable HTTP (POST, with GET for the event stream)
Sign-in	OAuth 2.1 with PKCE (S256) and dynamic client registration; no API keys
Scope	techybroker
Acts as	One signed-in agent, with their plan and permissions
Deletes	Never: no tool deletes anything
Support	service@techybroker.com

Connect an agent

Every MCP client takes the same URL. The first time it connects, a Techy Broker window opens: the agent signs in, reviews what the client can do and clicks Allow.

Claude Code

claude mcp add --transport http techy-broker https://techybroker.com/api/mcp

Then run /mcp in Claude Code and choose Authenticate.

Cursor

{
  "mcpServers": {
    "techy-broker": {
      "url": "https://techybroker.com/api/mcp"
    }
  }
}

~/.cursor/mcp.json (or .cursor/mcp.json in a project).

VS Code

{
  "servers": {
    "techy-broker": {
      "type": "http",
      "url": "https://techybroker.com/api/mcp"
    }
  }
}

.vscode/mcp.json, then Start on the server.

Claude and ChatGPT

Add a custom connector named Techy Broker with the server URL (in ChatGPT, choose OAuth). Step by step: Use Techy Broker in ChatGPT and Claude.

Your own agent

Use any MCP client library with OAuth support, such as the official TypeScript or Python SDK: give it the server URL and an OAuth client provider, and it handles discovery, registration and sign-in. The flow it follows is below.

A request without a token gets 401 with a WWW-Authenticate header pointing at https://techybroker.com/.well-known/oauth-protected-resource/api/mcp.
That names the authorization server. Its metadata is at https://techybroker.com/.well-known/oauth-authorization-server.
Register at https://techybroker.com/api/oauth/register with your redirect_uris (https, loopback http such as http://127.0.0.1:port, or an app scheme). Public clients only: no client secret. Client ID metadata documents are supported too.
Send the agent to https://techybroker.com/oauth/authorize with response_type=code, PKCE S256, scope=techybroker and resource=https://techybroker.com/api/mcp.
Exchange the code at https://techybroker.com/api/oauth/token, then call the server with Authorization: Bearer. Access tokens last about an hour; refresh tokens rotate on use and expire after 90 days without use.

Each approval is its own connection, listed in the agent's Techy Broker account under Account, AI assistants, where they can remove it. Signing out of all sessions or changing the password ends every connection. Tools only ever do what the agent could do in the dashboard.

What comes back

Text first. The first content block is a short, plain summary written to be read aloud, headline number first, followed by the disclaimer that applies. Pass the disclaimer along to the user.
Full data. The same result as JSON in structuredContent (and as a second text block, for clients that don't read structured content).
Files. A PDF report comes as a resource_link with mimeType: application/pdf, and its URL is also in the text.
Errors. isError: true with a sentence you can say to the user, such as which client matched or which plan a tool needs.

Calculators return estimates. Research comes from public records and AI, and can be wrong or out of date. Neither is legal, tax, lending or appraisal advice.

Results and PDF links

Work done through MCP lands in the agent's dashboard exactly like work done on the website. Every calculator run is saved to Results with its inputs and report, filed under the client and property when you pass client_id or property_id; the reply includes a link that reopens it. Every finished research lookup is saved the same way. Because each call saves, calling twice makes two entries.

With pdf: true, a calculator also returns a link to the branded PDF (the agent's name, photo and color, and "Prepared for" the client). The link is signed, opens for anyone who has it without signing in, and expires after 30 days; the PDF can always be downloaded again from Results.

Rules for agents

The server sends these instructions when a client connects. Follow them in your own agent too.

Techy Broker is a toolkit for real estate agents. You are acting for one signed-in agent.
- Clients and properties are the agent's real CRM. Before creating or changing anything, confirm names, spellings, emails, phone numbers and addresses with the agent, and read back what you'll save. This matters most by voice.
- Prefer find_clients / get_client before create_client so you don't make duplicates.
- Calculator runs and research lookups are saved to the agent's Results in Techy Broker, as if they'd run them on the website. When it's for a client, pass client_id / property_id so it's filed under them.
- Every calculator can also make the agent's branded PDF report: set pdf: true. Give the agent the PDF link exactly as returned; it opens for anyone for 30 days.
- Calculators return estimates. Research tools return public-record lookups that can be wrong or out of date. Always pass along the disclaimer that comes with a result, and never present a number or a record as a guarantee, an appraisal, or legal, tax or lending advice.
- Form tools only start drafts with the client, property and agent details filled in. The agent reviews, edits and signs in Form Filler. Never choose or suggest contract terms.
- Nothing can be deleted through this connection.
- For questions about Techy Broker itself (how to do something, a real estate term, the terms of use, privacy, partnering at eXp, what a plan includes), call search_techy_broker_info and answer only from what it returns. Say less rather than more: never interpret the terms or privacy policy for someone's own situation, and never discuss eXp fees, stock, revenue share or income. When unsure, or when the agent wants a person, offer contact_techy_broker; ask before sending and confirm it's OK for the team to reach out.

Plans

Tools follow the agent's Techy Broker plan, the same as the website. Clients and properties, every calculator and PDF reports work on every plan, including the free Basic plan. Flood risk, school district, zoning, tax history and forms need Plus; permit history needs Premier. A tool outside the plan returns an error that says which plan includes it.

Tool reference

Generated from the live server, so it always matches what your agent sees. Inputs marked * are required; everything else has a default or is optional.

Clients and properties · 9 Calculators · 26 Property research · 6 Forms · 2 About Techy Broker · 2

Clients and properties

The agent's CRM. Look up before creating, and confirm spellings before saving. Nothing can be deleted.

whoamiWho am IRead only

The signed-in Techy Broker agent: name, email, plan and how many clients they have. Call this first if unsure which account is connected.

find_clientsFind clientsRead only

Search the agent's clients by name, email, phone, tag or property address. Leave query empty to list everyone (most recently updated first).

Inputs (4)

Name	Type	Default	What it is
query	string		Words to match: a name, email, phone, tag or part of an address
stage	lead \| active \| under-contract \| closed \| past		Only clients in this stage
type	buyer \| seller \| both \| investor \| landlord \| renter		Only clients of this type
limit	whole number	25

get_clientGet a clientRead only

One client with contact details, notes and every property (with property ids). Pass client_id, or client_name if it matches one client.

Inputs (2)

Name	Type	Default	What it is
client_id	string
client_name	string

create_clientCreate a clientSaves to account

Add a new client to the agent's CRM. Confirm the spelling of the name (and email/phone) with the agent before calling, especially by voice. Warns instead of creating if a client with the same name exists unless allow_duplicate is true.

Inputs (8)

Name	Type	Default	What it is
name*	string		Full name, e.g. 'Daniel and Priya Shah'
email	string
phone	string
type	buyer \| seller \| both \| investor \| landlord \| renter	buyer
stage	lead \| active \| under-contract \| closed \| past	lead
notes	string
tags	array of string
allow_duplicate	boolean	false	Create even if a client with this name already exists

update_clientUpdate a clientSaves to account

Change a client's contact details, type, stage or tags, or add to their notes. Only the fields you pass change. Use append_note to add a dated note without replacing existing notes.

Inputs (10)

Name	Type	What it is
client_id	string
client_name	string
name	string
email	string
phone	string
type	buyer \| seller \| both \| investor \| landlord \| renter
stage	lead \| active \| under-contract \| closed \| past
tags	array of string	Replaces the tag list
append_note	string	Added to the end of the notes with today's date
notes	string	Replaces all notes. Prefer append_note

add_propertyAdd a property to a clientSaves to account

Attach a property to a client. Give the full address as said (street, city, state); it's looked up on the map to fill in city, state, ZIP and location. Read the matched address back to the agent.

Inputs (9)

Name	Type	What it is
client_id	string
client_name	string
address*	string	Full street address, e.g. '1420 Maple Ave, Evanston, IL'
role*	selling \| buying \| owns \| renting	selling: their listing; buying: a home they want; owns: they own it; renting: they rent it
price	number	List, offer or estimated price in dollars
beds	number
baths	number
sqft	number
notes	string

update_propertyUpdate a propertySaves to account

Change a client's property: role, price, beds, baths, square feet or notes. Find it by property_id, or by address (optionally within one client).

Inputs (10)

Name	Type	What it is
client_id	string
client_name	string
property_id	string
address	string	Part of the property's address, if no property_id
role	selling \| buying \| owns \| renting
price	number
beds	number
baths	number
sqft	number
notes	string

recent_resultsRecent resultsRead only

The agent's saved results, newest first: calculator runs (net sheets, mortgage, etc., with PDFs) and research lookups (flood, schools, zoning, permits, taxes). Filter by a client's name, a property address, or a type (e.g. 'net sheet', 'flood'). Use open_result to reopen a calculator run.

Inputs (4)

Name	Type	Default	What it is
query	string		Words to match against the client, property address, or result type
kind	all \| calculator \| research	all
days	whole number		Only results from the last N days
limit	whole number	15

open_resultOpen a saved resultRead only

Reopen a saved result from recent_results: a calculator run (run_id) as its full report card, or a research or other tool result (result_id) as its card. Set pdf to also get a calculator's branded PDF link.

Inputs (3)

Name	Type	Default	What it is
run_id	string		A calculator run's id (kind calculator in recent_results)
result_id	string		A research or other tool result's id (kind research in recent_results)
pdf	boolean	false	Also return a link to the branded PDF

Calculators

The same math as the calculator pages. Every run is saved to Results; pdf: true adds a link to the branded PDF. Every calculator also takes pdf, client_id, client_name and property_id.

seller_net_sheetSeller net sheetSaves to account

Estimate what a seller walks away with at closing: payoff, commissions, transfer tax, tax proration, title, fees and credits, plus the net at 2.5% below and above the price. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (24)

Name	Type	Default	What it is
price	number	525000	Sale price in dollars
closing	date (YYYY-MM-DD)		Estimated closing date, YYYY-MM-DD. Defaults to 45 days from today
hasMortgage	boolean	true	Whether the seller has a mortgage to pay off
payoff	number	310000	Mortgage payoff balance in dollars
secondPayoff	number	0	Second mortgage or HELOC payoff in dollars
listingPct	number	2.5	Listing-side commission, percent (e.g. 2.5)
buyerPct	number	2.5	Buyer-side commission, percent (e.g. 2.5)
transferPer1k	number	1.5	Transfer tax in dollars per $1,000 of price
annualTax	number	8400	Annual property tax in dollars
title	number	2100	Owner's title insurance in dollars
attorney	number	950	Attorney or escrow fee in dollars
otherFees	number	820	Recording and other closing fees in dollars
concessions	number	0	Seller concessions (credits to the buyer) in dollars
repairCredit	number	0	Repair or inspection credit in dollars
warranty	number	0	Home warranty the seller pays for, dollars
staging	number	0	Staging and prep costs in dollars
hasHoa	boolean	false	Whether the property has an HOA
hoaTransfer	number	500	HOA transfer fee in dollars
hoaMonthly	number	325	Monthly HOA dues in dollars
prorateHoa	boolean	true	Prorate this month's HOA dues to the closing date
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

mortgage_paymentMortgage paymentSaves to account

Estimate the full monthly mortgage payment (principal and interest, property tax, insurance, PMI, HOA), total interest, the effect of discount points and extra principal payments, and the payment if the rate moves half a point. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (19)

Name	Type	Default	What it is
price	number	500000	Home price in dollars
downPct	number	20	Down payment, percent of price (e.g. 20)
rate	number	6.5	Interest rate, percent (e.g. 6.5)
term	whole number	30	Loan term in years (e.g. 30 or 15)
taxRate	number	1.1	Property tax rate, percent of price per year (e.g. 1.1)
insurance	number	1800	Homeowner's insurance in dollars per year
hoa	number	0	HOA dues in dollars per month
pmiRate	number	0.5	PMI, percent of the loan per year (e.g. 0.5); applies only under 20% down
extra	number	0	Extra principal paid each month, dollars
extraYearly	number	0	Extra principal paid once a year (with every 12th payment), dollars
lump	number	0	One-time lump-sum principal payment, dollars
lumpMonth	whole number	12	Payment number the lump sum goes in with (e.g. 12)
points	number	0	Discount points bought (1 point = 1% of the loan)
perPoint	number	0.25	Rate reduction per point, percent (e.g. 0.25)
startDate	date (YYYY-MM-DD)		First payment date, YYYY-MM-DD (only the month counts). Defaults to this month
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

affordabilityHome affordabilitySaves to account

Estimate how much home a buyer can afford from income, monthly debts, down payment and rate: the max price whose full payment (principal and interest, tax, insurance, PMI, HOA) hits a target debt-to-income ratio, plus comfortable (36%), standard (43%) and stretch (50%) scenarios. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (17)

Name	Type	Default	What it is
income	number	120000	Gross household income in dollars per year
debts	number	650	Other monthly debt payments (cars, student loans, cards) in dollars per month
down	number	50000	Cash available for the down payment, dollars
dti	number	43	Target debt-to-income ratio, percent (e.g. 43): all monthly debts plus the housing payment as a share of gross monthly income
rate	number	6.5	Interest rate, percent (e.g. 6.5)
term	whole number	30	Loan term in years
taxRate	number	1.1	Property tax rate, percent of price per year (e.g. 1.1)
insurance	number	1800	Homeowner's insurance in dollars per year
hoa	number	0	HOA dues in dollars per month
pmiRate	number	0.5	PMI, percent of the loan per year (e.g. 0.5); applies only under 20% down
useFrontEnd	boolean	false	Also cap the housing payment alone at the front-end ratio
frontEnd	number	28	Front-end ratio: max housing payment as a share of gross income, percent (e.g. 28). Used only when useFrontEnd is true
closingPct	number	0	Closing costs paid out of the down-payment cash, percent of price (e.g. 2.5)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

buyer_cash_to_closeBuyer cash to closeSaves to account

Estimate how much cash a buyer needs at closing: down payment, lender and third-party fees, title, prepaid interest, insurance and escrow reserves, less earnest money and credits. Also gives the estimated monthly payment. Handles conventional, FHA, VA and cash purchases. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (26)

Name	Type	Default	What it is
price	number	425000	Purchase price in dollars
loanType	conventional \| fha \| va \| cash	conventional	Loan type: conventional, fha, va, or cash (no loan)
downPct	number	10	Down payment, percent of price (e.g. 10). Ignored for cash
rate	number	6.5	Interest rate, percent (e.g. 6.5)
term	whole number	30	Loan term in years
closing	date (YYYY-MM-DD)		Closing date, YYYY-MM-DD. Defaults to 45 days from today
lenderFees	number	2400	Lender fees (origination, underwriting) in dollars
titleEscrow	number	2200	Title insurance and escrow fees in dollars
recording	number	250	Recording and government fees in dollars
annualTax	number	5100	Annual property tax in dollars
insurance	number	1650	Homeowner's insurance in dollars per year
emd	number	5000	Earnest money already paid, dollars (credited at closing)
sellerCredit	number	0	Seller credit toward closing costs, dollars
lenderCredit	number	0	Lender credit, dollars
pmiRate	number	0.5	PMI, percent of the loan per year (e.g. 0.5); conventional loans under 20% down only
hoa	number	0	HOA dues in dollars per month (affects the monthly payment only)
appraisal	number	600	Appraisal fee in dollars
inspection	number	500	Inspection fee in dollars
survey	number	0	Survey fee in dollars
attorney	number	0	Buyer's attorney fee in dollars
taxDueMonth	whole number	6	Month the next property tax bill is due, 1-12 (e.g. 6 for June)
billsPerYear	1 \| 2	2	Property tax bills per year: 2 (semi-annual) or 1 (annual)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

closing_prorationsClosing prorationsSaves to account

Prorate closing items to the day, settlement-statement style: property taxes (arrears or prepaid), HOA dues and assessments, rent and security deposits, fuel, the seller's payoff interest and the buyer's prepaid interest, with who credits whom and the net between buyer and seller. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (30)

Name	Type	Default	What it is
closing	date (YYYY-MM-DD)	2026-12-15	Closing date, YYYY-MM-DD
sellerOwnsDay	boolean	false	Whether the seller owns (pays for) the day of closing
annualTax	number	8400	Annual property tax bill in dollars
taxPaidThrough	date (YYYY-MM-DD)	2025-12-31	Date property taxes are paid (or prepaid) through, YYYY-MM-DD
arrears	boolean	true	True if taxes are paid in arrears (seller credits buyer); false if prepaid (buyer reimburses seller)
proratePct	number	105	Tax proration factor, percent of the last bill (e.g. 105)
hoa	number	250	Monthly HOA dues in dollars (0 if none)
hoaPaidThrough	date (YYYY-MM-DD)	2026-12-31	Date HOA dues are paid through, YYYY-MM-DD
assessment	number	0	Outstanding special assessment the seller pays, dollars
hoaTransferFee	number	0	HOA transfer or move-in fee in dollars
hoaFeePayer	seller \| buyer	seller	Who pays the HOA transfer fee: seller or buyer
tenant	boolean	false	Whether the property is tenant-occupied
rent	number	2200	Monthly rent in dollars (if tenant-occupied)
rentPaidThrough	date (YYYY-MM-DD)	2026-12-31	Date the tenant's rent is paid through, YYYY-MM-DD
deposit	number	2200	Tenant security deposit held by the seller, dollars
hasLoan	boolean	true	Whether the seller has a mortgage to pay off
payoff	number	310000	Seller's mortgage payoff balance in dollars
payoffRate	number	6.25	Seller's mortgage interest rate, percent (e.g. 6.25)
lastPayment	date (YYYY-MM-DD)	2026-12-01	Date the seller's last mortgage payment covers interest through, YYYY-MM-DD
hasNewLoan	boolean	true	Whether the buyer is getting a mortgage
newLoan	number	420000	Buyer's new loan amount in dollars
newRate	number	6.5	Buyer's new loan interest rate, percent (e.g. 6.5)
fuel	number	0	Fuel oil or propane left in the tank, dollars (buyer reimburses seller)
water	number	0	Estimated final water/sewer bill for the seller's use, dollars
other	number	0	Other item in dollars: positive credits the buyer, negative credits the seller
otherLabel	string	Other seller credit	Label for the other item
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

refinance_break_evenRefinance break-evenSaves to account

Compare a current mortgage with a refinance: new principal and interest payment, monthly savings, how many months until the closing costs pay for themselves, interest on each loan, lifetime savings, and savings after 1, 3, 5 and 10 years. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (14)

Name	Type	Default	What it is
balance	number	350000	Current loan balance in dollars
rate	number	7.25	Current interest rate, percent (e.g. 7.25)
yearsLeft	number	27	Years left on the current loan
currentPayment	number	0	Current monthly principal and interest in dollars; 0 to calculate it from balance, rate and years left
newRate	number	6	New loan interest rate, percent (e.g. 6.0)
newTerm	whole number	30	New loan term in years
closing	number	6000	Refinance closing costs in dollars
points	number	0	Discount points on the new loan, percent of the loan (1 point = 1%)
cashOut	number	0	Cash taken out in the refinance, dollars
roll	boolean	false	Roll the closing costs and points into the new loan instead of paying them in cash
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

rate_buydownRate buydownSaves to account

Compare a permanent rate buydown with discount points against 2-1, 3-2-1 and 1-0 temporary buydowns: upfront cost, monthly payment in years 1–3 and after, break-even, and the savings over the years the loan is kept. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (11)

Name	Type	Default	What it is
loan	number	400000	Loan amount in dollars
rate	number	6.75	Note rate, percent (e.g. 6.75)
term	whole number	30	Loan term in years
points	number	2	Discount points for the permanent buydown; one point costs 1% of the loan (e.g. 2)
perPoint	number	0.25	Rate drop per point, percent (e.g. 0.25)
hold	whole number	7	Years the borrower expects to keep the loan
payer	seller \| buyer	seller	Who pays for the buydown: seller (as a concession) or buyer
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

appraisal_gapAppraisal gapSaves to account

Estimate what a low appraisal costs the buyer: the gap, the loan on the lower value, the extra cash needed under the contract's gap coverage, and the outcomes if the buyer covers it all, the price drops to the appraisal, or the gap is split. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (16)

Name	Type	Default	What it is
price	number	500000	Contract price in dollars
appraised	number		Appraised value in dollars. Defaults to 96% of the contract price
downMode	pct \| amt	pct	Whether the down payment is given as a percent (pct) or dollars (amt)
downPct	number	20	Planned down payment, percent of price (e.g. 20); used when downMode is pct
downAmt	number	100000	Planned down payment in dollars; used when downMode is amt
loanType	conv \| fha \| va \| jumbo	conv	Loan type: conv (97% max LTV), fha (96.5%), va (100%), jumbo (90%)
cash	number	125000	Buyer's cash available in dollars
coverage	none \| upto \| full	upto	Gap coverage in the contract: none, upto (up to a set amount) or full
coverUpTo	number	10000	Most the buyer agreed to cover of the gap, dollars; used when coverage is upto
closingCosts	number	0	Closing costs to count against the buyer's cash, dollars
earnest	number	10000	Earnest money deposit in dollars (shown in the PDF)
contingency	boolean	true	Whether the contract has an appraisal contingency, so earnest money comes back if the buyer walks
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

rent_vs_buyRent vs. buySaves to account

Compare the all-in cost of renting vs. buying over the years you'll stay: payments, taxes, insurance, maintenance, buying and selling costs, lost investment return and equity. Returns which comes out ahead, by how much, and the year buying pulls ahead (looks out 15 years). Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (21)

Name	Type	Default	What it is
rent	number	2400	Monthly rent today in dollars
rentGrowth	number	3	Yearly rent increase, percent (e.g. 3)
price	number	450000	Home price in dollars
downPct	number	10	Down payment, percent of price (e.g. 10)
rate	number	6.5	Mortgage interest rate, percent (e.g. 6.5)
term	whole number	30	Loan term in years
taxRate	number	1.1	Property tax rate, percent of price per year (e.g. 1.1)
insurance	number	1800	Homeowners insurance in dollars per year
hoa	number	0	HOA dues in dollars per month
maintenance	number	1	Maintenance, percent of price per year (e.g. 1)
appreciation	number	3	Home appreciation, percent per year (e.g. 3)
years	whole number	7	Years you'll stay, 1 to 15
buyCosts	number	3	Buying closing costs, percent of price (e.g. 3)
sellCosts	number	7	Selling costs when you move, percent of the home's value then (e.g. 7)
investReturn	number	5	Return the cash at closing would earn if invested instead, percent per year (e.g. 5)
deduct	boolean	false	Whether the buyer itemizes and deducts mortgage interest and property tax
taxBracket	number	24	Marginal income tax rate for the deduction, percent (e.g. 24)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

investment_propertyInvestment propertySaves to account

Quick look at a rental property: monthly cash flow, NOI, cap rate, cash-on-cash return, DSCR, gross rent multiplier, 1% rule, break-even rent, and a 10-year projection of equity, cash flow and total return. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (19)

Name	Type	Default	What it is
price	number	400000	Purchase price in dollars
downPct	number	25	Down payment, percent of price (e.g. 25)
rate	number	7	Mortgage interest rate, percent (e.g. 7)
term	whole number	30	Loan term in years
closing	number	2	Closing costs, percent of price (e.g. 2)
rent	number	3400	Monthly rent in dollars
vacancy	number	5	Vacancy, percent of gross rent (e.g. 5)
taxes	number	6000	Property taxes in dollars per year
insurance	number	1800	Insurance in dollars per year
hoa	number	0	HOA dues in dollars per month
maintenance	number	8	Maintenance, percent of collected rent (e.g. 8)
management	number	8	Property management, percent of collected rent (e.g. 8)
appreciation	number	3	Appreciation, percent per year (e.g. 3)
rentGrowth	number	3	Rent growth, percent per year (e.g. 3)
expenseGrowth	number	2	Growth in taxes, insurance and HOA, percent per year (e.g. 2)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

capital_gainsHome sale capital gainsSaves to account

Estimate the taxable gain on a home sale after the primary-home exclusion ($250k single / $500k joint), plus a rough federal (0/15/20% brackets, depreciation recapture, 3.8% NIIT) and state tax. This is an estimate, not tax advice; confirm with a CPA. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (19)

Name	Type	Default	What it is
purchase	number	300000	Original purchase price in dollars
purchaseClosing	number	6000	Closing costs paid when buying, dollars
improvements	number	40000	Capital improvements made (not repairs), dollars
sale	number	750000	Sale price in dollars
sellingCosts	number	45000	Selling costs (commissions, fees) in dollars
primary	boolean	true	Whether it is the seller's primary home
yearsLived	number	5	Years lived in the home out of the last 5, years
filing	single \| joint	joint	Filing status: single or joint (married filing jointly)
customExclusion	number	0	Partial exclusion in dollars, used only for a primary home lived in under 2 years
depreciation	number	0	Depreciation taken if the home was ever rented, dollars
income	number	150000	Other taxable income this year in dollars
zeroTop	number		Taxable income where the 0% long-term rate ends, dollars. Defaults to the assumed 2026 breakpoint for the filing status
fifteenTop	number		Taxable income where the 15% long-term rate ends, dollars. Defaults to the assumed 2026 breakpoint for the filing status
niit	boolean	true	Apply the 3.8% net investment income tax
stateRate	number	5	State income tax rate on the gain, percent (e.g. 5)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

exchange_10311031 exchangeSaves to account

Estimate a 1031 like-kind exchange: equity to reinvest, the replacement price and loan needed to defer all gain, cash and mortgage boot, the taxable and deferred gain, and rough tax with and without the exchange. This is an estimate, not tax advice; confirm with a CPA and a qualified intermediary. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (12)

Name	Type	Default	What it is
salePrice	number	600000	Sale price of the property being sold, dollars
sellCosts	number	36000	Selling costs in dollars
payoff	number	250000	Loan payoff on the property being sold, dollars
basis	number	300000	Adjusted basis after depreciation, dollars
replPrice	number	700000	Replacement property price in dollars
newLoan	number	400000	New loan on the replacement property, dollars
fedRate	number	15	Federal capital gains rate, percent (e.g. 15)
stateRate	number	5	State tax rate, percent (e.g. 5)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

commission_splitCommission splitSaves to account

What an agent keeps over a year at their brokerage after the split, cap, per-deal fees, monthly fees, dues and franchise royalty, with the deal they cap on and a deal-by-deal breakdown. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (17)

Name	Type	Default	What it is
deals	whole number	15	Closed deals per year
price	number	400000	Average sale price in dollars
rate	number	2.5	Agent's side of the commission, percent of price (e.g. 2.5)
agentSplit	number	70	Agent's share of each commission before the cap, percent (70 means a 70/30 split)
hasCap	boolean	false	Whether the brokerage caps its split each year
cap	number	20000	Yearly cap: the most the brokerage takes in split, dollars (used when hasCap is true)
txFee	number	395	Transaction fee per deal in dollars
eo	number	0	E&O fee per deal in dollars
monthly	number	0	Desk or tech fee in dollars per month
dues	number	1200	MLS and board dues in dollars per year
royaltyPct	number	0	Franchise royalty, percent of each commission (e.g. 6)
royaltyCap	number	0	Yearly royalty cap in dollars; 0 means no cap
postCapFee	number	0	Fee per deal after capping, dollars
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

property_tax_prorationProperty tax prorationSaves to account

Prorate the property tax between buyer and seller to the closing day: how much the seller credits the buyer (taxes paid in arrears) or the buyer reimburses the seller (taxes prepaid), with the daily rate and days counted. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (12)

Name	Type	Default	What it is
closing	date (YYYY-MM-DD)		Closing date, YYYY-MM-DD. Defaults to 45 days from today
annualTax	number	8400	Annual property tax bill in dollars
arrears	boolean	true	True if taxes are paid in arrears (seller credits buyer); false if paid in advance (buyer reimburses seller)
sellerOwnsDay	boolean	false	Whether the seller owns (pays for) the day of closing
basis	360 \| 365	365	Day count: "365" for actual days (365 or 366), "360" for twelve 30-day months
proratePct	number	100	Proration percentage of the annual bill, percent (e.g. 100, or 105 to 110 in Cook County)
paidThrough	date (YYYY-MM-DD)		Date taxes are paid (or prepaid) through, YYYY-MM-DD. Defaults to Dec 31 of the year before closing in arrears markets, Dec 31 of the closing year if prepaid
alreadyPaid	number	0	Amount already paid toward this period in dollars (e.g. a second installment)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

fix_and_flipFix and flipSaves to account

Analyze a fix-and-flip: projected profit after purchase, rehab, an interest-only hold loan, carrying and selling costs, with cash invested, ROI and the max offer by the 70% rule or a target profit. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (20)

Name	Type	Default	What it is
price	number	220000	Purchase price in dollars
closingPct	number	2	Purchase closing costs, percent of price (e.g. 2)
rehab	number	60000	Rehab budget in dollars
contingencyPct	number	10	Contingency on the rehab budget, percent (e.g. 10)
ltv	number	80	Loan amount, percent of purchase price (e.g. 80)
rate	number	11	Loan interest rate, percent per year (e.g. 11); interest only for the hold
loanPoints	number	2	Loan points, percent of the loan (e.g. 2)
financeRehab	boolean	true	Whether the loan also covers the rehab (with contingency)
months	whole number	6	Months held, from purchase to sale
taxes	number	300	Property taxes during the hold, dollars per month
insurance	number	150	Insurance during the hold, dollars per month
utilities	number	200	Utilities during the hold, dollars per month
arv	number	380000	Resale price after repairs (ARV) in dollars
sellPct	number	7	Selling costs, percent of resale price (e.g. 7)
rulePct	number	70	Max-offer rule, percent of ARV (e.g. 70 for the 70% rule)
target	number	40000	Target profit in dollars, for the max offer that still hits it
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

referral_feeReferral feeSaves to account

Work out the referral fee on a deal and what the agent nets after their brokerage split, cap and fees, as either the referring or the receiving agent. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (13)

Name	Type	Default	What it is
price	number	450000	Sale price in dollars
commission	number	2.5	This side's commission, percent of price (e.g. 2.5)
referralPct	number	25	Referral fee, percent of the side's commission (e.g. 25)
referring	boolean	false	True if the agent is the referring agent (receives the fee); false if they received the client (pay the fee)
split	number	80	Agent's split with their brokerage, percent the agent keeps (e.g. 80)
onCap	boolean	false	Whether the agent's brokerage has a cap
capLeft	number	6000	Dollars left to pay on the cap (0 if already capped); used when onCap is true
fees	number	400	Transaction or franchise fees on the deal, dollars
eo	number	0	E&O fee on the deal, dollars
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

exp_commission_spliteXp commission splitSaves to account

What an agent would keep in a year at eXp Realty under its split, cap and fees, compared with what they keep at their current brokerage, plus eXp stock awards. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (17)

Name	Type	Default	What it is
deals	whole number	15	Closed deals per year
price	number	400000	Average sale price in dollars
rate	number	2.5	Agent's side of the commission, percent of price (e.g. 2.5)
firstYear	boolean	true	Whether this is the agent's first year at eXp (adds the onboarding fee)
icon	boolean	false	Whether to count ICON (the cap back in eXp stock) if the agent earns it
nowSplit	number	70	Agent's split at their current brokerage, percent they keep (70 means 70/30)
nowCap	number	0	Yearly cap at the current brokerage in dollars; 0 means no cap
nowFees	number	395	Fee per deal at the current brokerage, dollars
nowMonthly	number	0	Monthly fees at the current brokerage, dollars
split	number	80	eXp split, percent the agent keeps before the cap (e.g. 80)
cap	number	16000	eXp yearly cap in dollars
monthly	number	85	eXp tech fee, dollars per month
review	number	25	eXp broker review fee per deal, dollars
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

rent_vs_listKeep the rental or sellSaves to account

For an owner deciding whether to keep a rental or sell it now and invest the cash: where each choice leaves them after the years they'd hold it, counting cash flow, equity, selling costs and optional rough taxes on the sale. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (26)

Name	Type	Default	What it is
value	number	400000	Home value today in dollars
loanBal	number	220000	Mortgage balance today in dollars
loanRate	number	4	Mortgage interest rate, percent (e.g. 4)
loanYears	number	24	Years left on the mortgage
sellPct	number	7	Selling costs, percent of the sale price (e.g. 7)
rent	number	2500	Monthly rent in dollars
vacancy	number	5	Vacancy, percent of rent (e.g. 5)
taxes	number	4800	Property tax in dollars per year
insurance	number	1600	Insurance in dollars per year
maintenance	number	8	Maintenance, percent of rent (e.g. 8)
mgmt	number	8	Property management, percent of rent collected (e.g. 8)
hoa	number	0	HOA dues in dollars per month
appreciation	number	3	Home appreciation, percent per year (e.g. 3)
rentGrowth	number	3	Rent growth, percent per year (e.g. 3)
costGrowth	number	3	Growth in tax, insurance and HOA, percent per year (e.g. 3)
years	whole number	10	Years the owner would keep it, 1 to 30
investReturn	number	6	Return on the cash if sold now and invested, percent per year (e.g. 6)
useTax	boolean	false	Include rough federal tax on the sale (depreciation recapture and capital gains)
basis	number	260000	Adjusted basis today, after depreciation, dollars (used when useTax is true)
depTaken	number	40000	Depreciation taken so far, dollars (used when useTax is true)
depPerYear	number	9000	Depreciation per year if kept, dollars (used when useTax is true)
ltcgRate	number	15	Long-term capital gains rate, percent (e.g. 15; used when useTax is true)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

seller_rent_backSeller rent-backSaves to account

Work out what a seller pays to stay in the home after closing: the daily occupancy rate from the buyer's monthly cost, the total charge credited to the buyer, and the security deposit held from the seller's proceeds. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (23)

Name	Type	Default	What it is
closing	date (YYYY-MM-DD)		Closing date, YYYY-MM-DD. Defaults to 30 days from today
moveOut	date (YYYY-MM-DD)		Date the seller moves out, YYYY-MM-DD. Defaults to 14 days after closing
fromLoan	boolean	false	Work the buyer's monthly cost out from the loan (loan, rate, term, tax, insurance) instead of a given monthly payment
piti	number	3200	Buyer's monthly mortgage payment (principal, interest, tax, insurance) in dollars, used when fromLoan is false
hoa	number	0	HOA dues in dollars per month
loan	number	400000	Buyer's loan amount in dollars, used when fromLoan is true
rate	number	6.5	Buyer's interest rate, percent (e.g. 6.5), used when fromLoan is true
term	whole number	30	Buyer's loan term in years, used when fromLoan is true
annualTax	number	6000	Property tax in dollars per year, used when fromLoan is true
annualIns	number	1800	Homeowners insurance in dollars per year, used when fromLoan is true
sellerUtilities	boolean	true	Whether the seller pays utilities during the stay. If false, the buyer pays and utilities are added to the rate
utilities	number	300	Utilities in dollars per month, added to the rate when the buyer pays them
override	boolean	false	Use an agreed daily rate instead of the buyer's monthly cost divided by 30
dailyOverride	number	100	Agreed daily rate in dollars, used when override is true
depositMode	pct \| amt \| days	pct	How the security deposit is set: pct (percent of sale price), amt (dollar amount) or days (days of rent)
depositPct	number	1	Security deposit, percent of sale price (e.g. 1), used when depositMode is pct
price	number	500000	Sale price in dollars, used for a percent-of-price deposit
depositAmt	number	5000	Security deposit in dollars, used when depositMode is amt
depositDays	whole number	30	Security deposit as this many days of the daily rate, used when depositMode is days
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

home_maintenance_costHome maintenance costSaves to account

Estimate what to set aside each month for a home's upkeep: a routine yearly budget by age, size, type and climate, plus the big replacements (roof, HVAC, water heater, exterior paint) likely in the next 10 years. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (16)

Name	Type	Default	What it is
value	number	450000	Home value in dollars
sqft	whole number	2000	Square feet
yearBuilt	whole number	1998	Year the home was built
thisYear	whole number		Year the budget starts. Defaults to the current year
type	sfh \| town \| condo \| multi	sfh	Home type: sfh (single family), town (townhome), condo (HOA covers the exterior) or multi (multi-family)
climate	mild \| harsh	mild	Climate: mild, or harsh (heat, freeze, storms), which shortens system lives and raises upkeep 15%
units	whole number	2	Number of units, used only for multi-family
roofAge	whole number	12	Roof age in years (capped at the home's age). Not used for condos
hvacAge	whole number	10	HVAC age in years (capped at the home's age)
heaterAge	whole number	7	Water heater age in years (capped at the home's age)
paint	boolean	true	Whether the exterior is painted. Not used for condos
paintAge	whole number	5	Years since the exterior was last painted
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

property_tax_appealProperty tax appealSaves to account

Check a home's assessed value against recent comparable sales (median price per square foot) and estimate what a property tax appeal could save per year and over several years. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (13)

Name	Type	Default	What it is
assessed	number	450000	Current assessed value in dollars
ratio	number	100	Assessment ratio: assessed value as a percent of market value (100 if assessed at full market value)
mode	pct \| mills	pct	How the tax rate is given: pct (percent of assessed value) or mills (dollars per $1,000)
rate	number	1.2	Tax rate: a percent when mode is pct (e.g. 1.2), or mills when mode is mills (e.g. 12)
exemptions	number	0	Exemptions subtracted from the assessed value, dollars
subjectSqft	number	1950	The home's square feet
comps	array of object	[{"address":"","price":410000,"sqft":1900},{"address":"","price":395000,"sqft":1850},{"address":"","price":425000,"sqft":2000}]	Recent comparable sales (3 to 6 recommended), each with a sale price and square feet
years	whole number	3	Years the lower assessment would last, for total savings
filingCost	number	0	Cost to file the appeal, dollars (subtracted from total savings)
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

listing_price_strategyListing price strategySaves to account

Compare three ways to price a listing (under value, at value, above value) side by side: list and likely sale price, days on market, price cuts, carrying costs and what the seller nets. Returns which strategy nets the most and by how much. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (12)

Name	Type	Default	What it is
value	number	500000	Market value of the home in dollars
payoff	number	250000	Seller's mortgage payoff in dollars
commission	number	5.5	Total commission, percent of sale price (e.g. 5.5)
otherPct	number	1.5	Other closing costs, percent of sale price (e.g. 1.5)
carrying	number	3200	Monthly carrying cost while listed (mortgage, taxes, insurance, HOA, utilities), dollars
typicalDom	whole number	30	Typical days on market in the area
closeDays	whole number	30	Days from contract to closing
scenarios	array of object	[{"listPct":-4,"salePct":2,"domMult":0.5,"reductions":0,"offers":3},{"listPct":0,"salePct":-1.5,"domMult":1,"reductions":0,"offers":1},{"listPct":7,"salePct":-4,"domMult":2.5,"reductions":2,"offers":0}]	Exactly three scenarios, in order: Aggressive (priced under value), Market value, Aspirational (priced over value). Defaults: list -4%/sale +2%/0.5x days/0 cuts/3 offers; 0%/-1.5%/1x/0/1; +7%/-4%/2.5x/2/0
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

seller_readinessSeller readiness scoreSaves to account

Score how ready a seller is to list (condition, presentation, pricing, timing and finances, 0 to 100) and return a prioritized to-do list. Scores preparation, not what the home is worth. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (15)

Name	Type	Default	What it is
condition	ready \| touch \| work \| major	touch	Condition of the home: "ready" = Move-in ready, "touch" = Needs touch-ups, "work" = Needs real work, "major" = Major repairs
repairs	array of roof \| hvac \| plumbing \| electrical \| foundation \| water \| windows \| appliances \| flooring \| paint \| none	["paint"]	Known repairs, any number: "roof" = Roof, "hvac" = Heating / AC, "plumbing" = Plumbing, "electrical" = Electrical, "foundation" = Foundation, "water" = Water damage / mold, "windows" = Windows, "appliances" = Appliances, "flooring" = Flooring, "paint" = Paint, "none" = None. Roof, heating / AC, plumbing, electrical, foundation and water damage count as major
clutter	minimal \| some \| lots	some	How much clutter: "minimal" = Minimal, "some" = Some, "lots" = A lot
curb	great \| ok \| needs	ok	Curb appeal: "great" = Great, "ok" = OK, "needs" = Needs work
value	number	450000	Estimated value of the home in dollars (from the agent)
expect	number		Price the seller hopes for, in dollars. Defaults to 5% above the estimated value
timeline	lt1 \| 1to3 \| 3to6 \| 6plus \| flex	3to6	When the seller needs to move: "lt1" = Under 1 mo, "1to3" = 1–3 mo, "3to6" = 3–6 mo, "6plus" = 6+ mo, "flex" = Flexible
nextHome	found \| looking \| notyet \| renting	looking	Next home: "found" = Found it, "looking" = Looking, "notyet" = Haven't started, "renting" = Renting / not buying
payoffKnown	yes \| estimate \| no	estimate	Does the seller know their mortgage payoff: "yes" = Yes, from the lender, "estimate" = Rough idea, "no" = No
payoff	number	250000	Mortgage payoff in dollars (0 if paid off)
bridge	no \| maybe \| yes	maybe	Does the seller need this sale's money to buy the next home: "no" = No, "maybe" = Maybe, "yes" = Yes
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

seller_prep_checklistPre-listing prep planSaves to account

Build a week-by-week pre-listing prep checklist that counts back from the list date, tailored to the home (type, age, pets, kids, yard, pool), the work it needs, staging and media. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (19)

Name	Type	Default	What it is
listDate	string		Planned list date, YYYY-MM-DD. Leave blank for an undated week-by-week plan
startDate	string		Date prep starts, YYYY-MM-DD. Blank means today
today	date (YYYY-MM-DD)		Today's date, YYYY-MM-DD. Defaults to today
homeType	house \| townhome \| condo	house	Type of home: "house" = House, "townhome" = Townhome, "condo" = Condo
age	whole number	20	Age of the home in years
bedrooms	whole number	3	Number of bedrooms
occupied	boolean	true	Whether the seller still lives in the home
pets	boolean	false	Whether there are pets
kids	boolean	false	Whether there are kids
yard	boolean	true	Whether the home has a yard
pool	boolean	false	Whether the home has a pool
work	array of paint \| carpet \| roof \| landscaping \| repairs \| clean \| declutter \| storage	["paint","clean","declutter"]	What needs work, any number: "paint" = Paint, "carpet" = Carpet / floors, "roof" = Roof, "landscaping" = Landscaping, "repairs" = Repairs, "clean" = Deep clean, "declutter" = Declutter, "storage" = Storage unit
repairList	string		Specific repairs, one per line (used when work includes "repairs")
staging	none \| partial \| full	partial	Staging: "none" = None, "partial" = Some rooms, "full" = Full, by a stager
media	photos \| video \| drone	photos	Listing media: "photos" = Photos, "video" = Photos and video, "drone" = Photos, video, drone
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

buyer_readinessFirst-time buyer readiness scoreSaves to account

Score how ready a first-time buyer is (savings, credit, income and debt, stability and preparation, 0 to 100), with the estimated payment, cash needed and next steps. Not a pre-approval. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (15)

Name	Type	Default	What it is
price	number	350000	Target home price in dollars
down	3 \| 5 \| 10 \| 20	5	Down payment, percent of price: "3" = 3%, "5" = 5%, "10" = 10%, "20" = 20%
savings	number	25000	Dollars saved for the down payment and closing costs
emergency	0 \| 1 \| 2 \| 3 \| 6	2	Emergency fund, apart from those savings, in months of expenses: "0" = None, "1" = Under 1 mo, "2" = 1–2 mo, "3" = 3–5 mo, "6" = 6+ mo
credit	580 \| 620 \| 680 \| 740 \| low \| unsure	680	Credit score range: "740" = 740+, "680" = 680–739, "620" = 620–679, "580" = 580–619, "low" = Under 580, "unsure" = Not sure
income	number	7500	Monthly household income before tax, dollars
debts	number	600	Monthly debt payments (cars, cards, loans), dollars
job	lt1 \| 1to2 \| 2plus	2plus	Time at the current job or line of work: "lt1" = Under 1 yr, "1to2" = 1–2 yrs, "2plus" = 2+ yrs
approval	none \| prequal \| preapproved	none	Talked to a lender: "none" = Not yet, "prequal" = Pre-qualified, "preapproved" = Pre-approved
areas	yes \| some \| no	some	Knows where they want to live: "yes" = Yes, "some" = Sort of, "no" = No
agent	yes \| no	no	Working with an agent: "yes" = Yes, "no" = Not yet
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

moving_checklistMoving checklistSaves to account

Build a dated moving checklist from the closing and move dates: notice, movers or truck, utilities, insurance, address changes and after-the-move tasks, tailored to renting or owning, out-of-state moves, kids, pets and storage. Estimates only. Ask the agent for any number they know rather than relying on the defaults. Each run is saved to the agent's Results (pass the client when it's for one); set pdf for a branded PDF report link.

Inputs (12)

Name	Type	Default	What it is
closing	date (YYYY-MM-DD)		Closing date on the new home, YYYY-MM-DD. Defaults to 45 days from today
move	date (YYYY-MM-DD)		Move date, YYYY-MM-DD. Defaults to 2 days after closing
current	rent \| own	rent	Where they live now: "rent" = Renting, "own" = Own (selling)
mover	movers \| diy	movers	How they're moving: "movers" = Hiring movers, "diy" = Doing it ourselves
outOfState	boolean	false	Whether the move is out of state
kids	boolean	false	Whether there are kids in school
pets	boolean	false	Whether there are pets
storage	boolean	false	Whether they need a storage unit
pdf	boolean	false	Also return a link to the branded PDF report. Set true when the agent asks for a PDF, a report, or something to send a client.
client_id	string		The client this is for (from find_clients). Optional; files the result under them and puts their name on the PDF.
client_name	string		The client's name, if it matches one client. Optional; client_id is safer.
property_id	string		The client's property it's about (from get_client). Optional.

Property research

Public-record and AI research. Every finished lookup is saved to Results. The slow ones take background: true and get_research_result.

flood_riskFlood risk (FEMA)Saves to accountPublic records

Takes a few seconds. The FEMA flood zone for a property from the National Flood Hazard Layer: zone, whether it's a special flood hazard area (where lenders usually require flood insurance), base flood elevation and FIRM panel. Straight from FEMA's map, no AI.

Inputs (4)

Name	Type	What it is
address	string	Full address, e.g. '1420 Maple Ave, Evanston, IL 60201'
client_id	string	Use this client's property instead of typing an address
client_name	string
property_id	string

school_districtSchool district lookupSaves to accountPublic records

The public school district that serves an address, with public facts (enrollment, schools, student-teacher ratio, spending, graduation rate), contacts, and the schools that likely serve it, with official links. Attendance boundaries change: always verify with the district. Share facts, never opinions of school quality (fair housing). Usually takes about 30 to 90 seconds. Tell the agent that before starting. Use background: true to start it and come back later with get_research_result (the result also lands in the agent's Techy Broker dashboard).

Inputs (5)

Name	Type	Default	What it is
address	string		Full address, e.g. '1420 Maple Ave, Evanston, IL 60201'
client_id	string		Use this client's property instead of typing an address
client_name	string
property_id	string
background	boolean	false	Start it and return right away (it takes about 30 to 90 seconds); fetch the answer later with get_research_result

zoning_lookupZoning lookupSaves to accountPublic records

Zoning for a property from official sources: zone code, permitted and conditional uses, ADU rules, setbacks, height and lot coverage, plus an answer to an optional question (e.g. 'can they build a detached garage?'). AI research; verify with the zoning office. Usually takes about 30 to 90 seconds. Tell the agent that before starting. Use background: true to start it and come back later with get_research_result (the result also lands in the agent's Techy Broker dashboard).

Inputs (6)

Name	Type	Default	What it is
address	string		Full address, e.g. '1420 Maple Ave, Evanston, IL 60201'
client_id	string		Use this client's property instead of typing an address
client_name	string
property_id	string
question	string		A specific zoning question to answer
background	boolean	false	Start it and return right away (it takes about 30 to 90 seconds); fetch the answer later with get_research_result

permit_historyPermit historySaves to accountPublic records

Public building permits for a property, a renovation timeline, and features that may not have been permitted, with questions to ask the seller. AI research of public permit portals; records are often incomplete. Usually takes about 1 to 2 minutes. Tell the agent that before starting. Use background: true to start it and come back later with get_research_result (the result also lands in the agent's Techy Broker dashboard).

Inputs (6)

Name	Type	Default	What it is
address	string		Full address, e.g. '1420 Maple Ave, Evanston, IL 60201'
client_id	string		Use this client's property instead of typing an address
client_name	string
property_id	string
features	string		Renovations or features to check, e.g. 'finished basement, new deck'
background	boolean	false	Start it and return right away (it takes about 1 to 2 minutes); fetch the answer later with get_research_result

tax_historyProperty tax historySaves to accountPublic records

A property's assessed values and tax bills by year from public records, and nearby comparable assessments where found. AI research; confirm with the county assessor and treasurer. Usually takes about 30 to 90 seconds. Tell the agent that before starting. Use background: true to start it and come back later with get_research_result (the result also lands in the agent's Techy Broker dashboard).

Inputs (5)

Name	Type	Default	What it is
address	string		Full address, e.g. '1420 Maple Ave, Evanston, IL 60201'
client_id	string		Use this client's property instead of typing an address
client_name	string
property_id	string
background	boolean	false	Start it and return right away (it takes about 30 to 90 seconds); fetch the answer later with get_research_result

get_research_resultGet a research resultRead only

The result of a research lookup started with background: true. If it's still running, says how long it's been going; ask again in about 30 seconds.

Inputs (1)

Name	Type	Default	What it is
job_id*	string

Forms

Find a standard form and start a draft. The agent reviews, edits and signs it in Form Filler; tools never choose contract terms.

search_formsSearch real estate formsRead only

Search Techy Broker's library of public real estate forms by state and words (e.g. 'IL', 'residential purchase contract', 'lead paint disclosure'). Fillable forms come with an id to use with start_form_draft; others link to where to get them. Members-only association forms aren't in the library; agents upload those in Form Filler.

Inputs (3)

Name	Type	Default	What it is
state	string		Two-letter state, e.g. IL
query	string		Words in the form's name, e.g. 'purchase agreement'
limit	whole number	10

start_form_draftStart a form draftSaves to account

Start a draft of a standard form in Form Filler for a client and property, and return the link. Only pass deal facts the agent explicitly said (names, price, earnest money, closing date, county); never choose or suggest terms. The agent opens the link, presses Prefill to fill names, addresses and their own details, reviews every field and downloads it. Nothing is signed or sent.

Inputs (6)

Name	Type	Default	What it is
form_id*	string		From search_forms
client_id	string
client_name	string
property_id	string
address	string		Part of the property's address, if no property_id
facts	object	{}

About Techy Broker

Look things up in the help center, glossary, terms, privacy policy, eXp partner page and plans, and ask the Techy Broker team to get in touch.

search_techy_broker_infoLook up Techy Broker infoRead only

Search Techy Broker's own pages: the help center (how to use every tool), the real estate glossary, the Terms of Use, the Privacy Policy, partnering with Techy Broker at eXp Realty, and what each plan includes. Use it for any question about Techy Broker, how to do something in it, a real estate term, or its policies, instead of answering from memory. Answer only from what comes back. When it doesn't clearly answer, or the question is about someone's own legal rights, billing dispute, refund or the details of eXp's plan, offer contact_techy_broker instead.

Inputs (2)

Name	Type	Default	What it is
question*	string		The question or words to look up, e.g. 'how do I add my logo', 'what is earnest money', 'can I delete my data'
topic	help \| glossary \| terms \| privacy \| exp \| plans		Only search one area: help, glossary, terms, privacy, exp (partnering at eXp) or plans

contact_techy_brokerAsk the Techy Broker team to reach outSaves to account

Send the Techy Broker team a message so someone gets back to the agent: a question the assistant couldn't answer, a support problem, billing, privacy or legal questions, interest in partnering at eXp, feedback or a bug. Before calling, tell the agent what you'll send and ask whether it's OK for the team to contact them; only call with ok_to_contact true if they said yes. Name, email and phone default to the signed-in account; ask before using different ones. Limited to a few a day.

Inputs (6)

Name	Type	What it is
topic*	question \| support \| billing \| privacy \| legal \| exp \| feedback \| bug	What it's about. Use exp for interest in partnering with Techy Broker at eXp Realty.
message*	string	What they want, in their words, with any question the assistant couldn't answer
ok_to_contact*	boolean	True only if the agent clearly said yes to being contacted
name	string
email	string
phone	string

Questions or trouble connecting? Email service@techybroker.com. See also our Privacy Policy, section 5.3.

Techy Broker MCP server

At a glance

Connect an agent

Sign-in (OAuth)

What comes back

Results and PDF links

Rules for agents

Plans

Tool reference

Clients and properties

Calculators

Property research

Forms

About Techy Broker