Investment property calculator
Price, rent and expenses in. Cash flow, cap rate and cash-on-cash out.
Monthly cash flow
$67Cap rate 6.19% · cash-on-cash 0.75% · NOI $24,758/yr
- Vacancy$2,040
- Property taxes$6,000
- Insurance$1,800
- Maintenance$3,101
- Management$3,101
- Mortgage (principal & interest)$23,951
Quick checks
| Check | Value | |
|---|---|---|
| DSCR | 1.03× | Thin |
| Gross rent multiplier | 9.8× | Price ÷ yearly rent |
| 1% rule | 0.85% | Falls short |
| Break-even rent | $3,316/mo | $84 of room |
Where it goes
| Equity | Cash flow, total | Total return | Per year | |
|---|---|---|---|---|
| Year 5 | $181,315 | $12,511 | $85,826 | 12.4% |
| Year 10 | $280,129 | $48,329 | $220,458 | 11.8% |
At 3% appreciation, 3% rent growth. Total return = equity gained + cash flow collected, against $108,000 in.
Your name, photo and phone number go on it.
What your client gets
A PDF with your name on it.

Lauren Whitfield
Managing Broker · Whitfield Realty Group
Prepared for
Daniel & Priya Shah
Your name, photo and brokerage on every page. And a link to send clients.
Questions
What's a good cap rate?+
It depends on the market and the risk. Compare it to what similar buildings nearby trade at, not to a national number.