How much home can I afford?
Type in income, debts and a down payment. See the price you can afford and what it costs a month.
Home price you can afford
$501,000About $3,648/mo all in at 43% debt-to-income
- Principal & interest$2,851
- Property taxes$459
- Homeowner's insurance$150
- Mortgage insurance$188
Three ways to look at it
| Debt-to-income | Max price | Payment |
|---|---|---|
| Comfortable (36%) | $409,000 | $2,944/mo |
| Standard (43%) | $501,000 | $3,648/mo |
| Stretch (50%) | $592,000 | $4,344/mo |
Your name, photo and phone number go on it.
What your client gets
A PDF with your name on it.
Lauren Whitfield
Managing Broker · Whitfield Realty Group
Prepared for
Daniel & Priya Shah
Your name, photo and brokerage on every page. And a link to send clients.
Questions
What debt-to-income does it use?+
43% by default, which is where most conventional loans top out. Slide it to 36% for a comfortable number.
Is this a pre-approval?+
No. A lender looks at credit, reserves and the exact loan program. This is the planning number to start with.