Mortgage payment calculator

Type in the price, down payment and rate. See the monthly payment.

The home
Home price
$100,000$2,500,000
Down payment (%)
0%50%
$100,000 down · loan amount $400,000
The loan
Interest rate (%)
2%10%
Carrying costs
Estimated monthly payment
$3,137
Total interest over 30 years: $510,178
  • Principal & interest$2,528
  • Property tax$458
  • Insurance$150
Loan balance over time
If the rate moves
ScenarioRatePrincipal & interest
−0.5%6%$2,398
Your rate6.5%$2,528
+0.5%7%$2,661
Year by year
YearPrincipalInterestBalance
5$5,794$24,545$374,444
10$8,013$22,327$339,105
15$11,080$19,259$290,237
20$15,322$15,018$222,661
25$21,187$9,152$129,217
30$29,298$1,042$0
Every fifth year here; the PDF has every year.

Your name, photo and phone number go on it.

What your client gets

A PDF with your name on it.

Lauren Whitfield
Managing Broker · Whitfield Realty Group
Prepared for
Daniel & Priya Shah

Your name, photo and brokerage on every page. And a link to send clients.

Questions

When does PMI apply?+

We add PMI automatically when the down payment is under 20%, using an adjustable annual rate.

Can I use it for investment properties?+

Yes. Just set your rate and down payment accordingly.