Home maintenance cost predictor

Estimate what a home costs to maintain each year.

The home
Age of big systems (years)
Not sure? Use the home's age. Ages over the home's age are capped.
Set aside each month
$715
$6,750/yr routine upkeep plus $18,300 in replacements over 10 years
  • Routine upkeep per year$6,750
  • Replacements, 10-year average per year$1,830
Coming up in the next 10 years
YearItemRangeBudget
2030Exterior paint$4,000–$8,000$6,000
2030Water heater$1,400–$3,200$2,300
2032HVAC$7,000–$13,000$10,000
10-year total: $85,800 in today's dollars.

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Questions

What rule of thumb does it use?+

Roughly 1% to 4% of value a year depending on age, adjusted by size and type, plus system replacements by expected life.