Closing proration calculator

Taxes and HOA dues prorated to the day. See who credits whom at closing. Just need the taxes? Use the Tax Proration calculator.

Closing
Property taxes
HOA
Tenant
Loans
Other
Seller credits buyer
$8,272
Net of every proration, closing Dec 15, 2026
  • Property taxes$8,409
    Seller's 348 unpaid days at $24/day (105% of $8,400)Seller → buyer
  • HOA dues$137
    Buyer reimburses 17 prepaid days at $8/dayBuyer → seller
  • Seller's payoff interest$743
    14 days at $53/day on $310,000, paid to the lenderSeller pays
  • Buyer's prepaid interest$1,272
    17 days to month end at $75/day on the new loanBuyer pays
Seller also pays $743 at closing (payoff interest, fees)
Buyer also pays $1,272 at closing (prepaid interest, fees)

Your name, photo and phone number go on it.

What your client gets

A PDF with your name on it.

Lauren Whitfield
Managing Broker · Whitfield Realty Group
Prepared for
Daniel & Priya Shah

Your name, photo and brokerage on every page. And a link to send clients.

Questions

What's the proration factor?+

Where taxes are paid in arrears and bills rise, contracts often prorate at 105% to 110% of the last bill. Use what the contract says.

I only need the tax credit.+

Use the Tax Proration calculator at techybroker.com/calculators/tax-proration. Same date rules, just the property tax, with the math shown.