Wind mitigation inspection
An inspection that documents features that help a home resist wind, like roof straps and impact windows. In hurricane-prone states it can lower insurance premiums.
Also called: wind mit, wind mitigation report
Related terms
A limited inspection of the roof, electrical, plumbing, and heating and cooling systems, often required by insurers for older homes, especially in Florida.
A focused check of a roof's condition and remaining life. Insurers and lenders may ask for one on older roofs.
A policy covering the home and belongings against damage such as fire or wind, plus liability. Lenders require it before closing. Standard policies do not cover flood, and often not earthquake.
An area FEMA maps by flood risk. If a home with a federally backed loan is in a high-risk zone, flood insurance is usually required.